As older adults start considering what they want from their retirement lifestyle, they often find themselves asking some of the more difficult questions about their future. Where will I live? Will I have access to necessary care? Can I afford it a move? These uncertainties can overshadow the new opportunities and freedom that come with retirement living.
The good news is, Continuing Care Retirement Communities (CCRCs), also known as Life Plan Communities, offer a solution that addresses these concerns and provides a plan for future care. It’s important to note that not all CCRCs offer the same contract types. A Type A contract, like the one offered at La Costa Glen, represents a comprehensive senior living package in terms of services, care and financial value. Under this contract, older adults and their families have peace of mind knowing that residents enjoy unique financial protections and access to long-term care, as well as an array of amenities, services and social opportunities. Essentially, everything has been put in place for an active and engaging life today with a solid plan for future care.
Letting Go of the Hassle
Moving into a maintenance-free senior living community brings liberating relief from the burdens of homeownership. It’s not just about the convenience; it’s about enjoying a lifestyle where worries are minimized and chores are mostly eliminated, allowing residents to focus on what truly matters. A few of the things a CCRC resident will no longer have to worry about include:
- Home repairs and maintenance: Say goodbye to fixing leaky faucets, climbing ladders to clean the gutters, or having to find someone to repair that pesky refrigerator. Community staff handles all aspects of home maintenance, inside and out, to ensure your residence is always in top condition.
- Yard work: Tired of spending weekends tending to the yard or writing yet another check to the local lawn service? In communities like La Costa Glen, beautifully landscaped grounds are meticulously cared for by dedicated staff, so residents can enjoy lush gardens and scenic views without lifting a finger.
- Meal preparation: Unless you prefer to put your own culinary talents to use, multiple dining options are just steps from your front door. So, relax and savor chef-prepared meals.
- Transportation: Many CCRCs offer transportation services for residents to run errands, attend medical appointments, or participate in social outings, reducing the need for residents to drive themselves.
- Keeping track of multiple bills: Instead of making sure that property taxes, home insurance, HOA fees, utilities, home and yard maintenance costs are paid and on time every month, at a CCRC, all these expenses are wrapped up in one convenient monthly fee.
With practically all of life’s must-dos handled by the community and so many choices for daily get-to-dos, residents have more time and energy for whatever makes them happiest. In this haven of hassle-free living, residents pursue hobbies, explore new interests, and enjoy an array of social events with neighbors-turned-friends.
The Promise of Future Care and Financial Security
Future Care: A CCRC with a Type A contract assures long-term care. At La Costa Glen, this includes priority access to the adjacent health center for assisted living, memory care and long-term care in a skilled nursing center, if ever needed. Thus, as residents’ needs change over time, they can seamlessly transition to care without the distress of finding a provider and making a major move. Residents and their families can rest assured that they will receive assistance and care as needed.
Financial advantages: One of the key benefits of the Type A contract is the predictability of costs and long-term value. For instance, at La Costa Glen, residents pay a one-time highly repayable entrance fee, as well as a monthly fee. The monthly fee remains relatively stable regardless of the level of care – a significant value compared to the ever-rising costs of long-term care on the open market. This is advantageous for older adults looking to plan their finances with certainty, knowing that they won’t face significant increases in costs if their health needs change. Meanwhile, the highly repayable entrance fee provides residents and their heirs with a financial safety net that helps preserve their estate.
Enjoy Worry-Free Living at La Costa Glen.
Moving into a maintenance-free Continuing Care Retirement Community like La Costa Glen means leaving behind the burdens of homeownership and embracing a lifestyle filled with convenience, security and social connection. It’s the perfect opportunity to reclaim your time and focus on enjoying the things you love, knowing that everything else has been taken care of and you have a solid plan for future care.
To read more about hassle-free living at La Costa Glen, visit lacostaglen.com/benefits. If you have questions about our contract type, access to long-term care, or would simply like to schedule a visit, use our contact page to get in touch with a team member.
